Savings goal tracker you can print: a thermometer and a deposit log

Short answer

Divide the goal by the number of weeks you have: that's your weekly deposit. Then track it on two sheets, a deposit log with a running total and a thermometer you shade up as the total grows. Example: $1,000 over 26 weeks is $38.46 a week, with $38.50 in the last week so it lands exactly on $1,000.

Step 1: turn the goal into a weekly number

Pick the amount and the date you want it by, count the weeks in between, and divide. A few examples:

GoalWeeksEach weekLast week
$1,00026$38.46$38.50
$2,50052$48.07$48.43

If the weekly number is more than you can put aside, change one side of the sum: a smaller goal, or more weeks.

Step 2: log every deposit

A deposit log is a list of every planned deposit with its date, the amount and the running total. Tick each one as you make it. The running total column lets you check your savings balance against the plan on any given week, and a missed week shows up as an empty tick box with a date next to it.

Step 3: shade a thermometer

The log is the record; the thermometer is what you see from across the room. Split the goal into 20 steps of 5% and write the dollar amount beside each mark. For a $1,000 goal that's a line every $50, with $250, $500 and $750 as the quarter-way points. Shade up to your running total after each deposit.

Name the goal

"Holiday fund", "Car repairs", "New laptop". The label prints at the top of the sheets, along with the goal amount.

Print the sheets for your goal

In the Streaksheet builder, open Savings challenge and choose My own goal. Type the goal, the number of weeks (up to 104) and your first deposit date, and add a label if you want one. You get:

All three sheets preview free while you type. Printing is $7 once for 31 days or $5 a month. Streaksheet prints sheets; your money stays wherever you keep it.

Build your goal tracker →

Questions

Can I set monthly deposits instead of weekly?

Not in Streaksheet. The goal plan splits the amount into equal weekly deposits, between 1 and 104 weeks.

Why is the last deposit different?

A goal often doesn't divide evenly into cents. The builder rounds each weekly amount down to the cent and adds the leftover to the final week, so the total matches your goal exactly.

Can I track two goals at once?

The builder holds one savings plan at a time. Print the first goal's sheets, then change the amount and label and print the second while your printing is unlocked.

Is a savings goal tracker the same as a savings challenge?

Close. A challenge like the 52-week or the 100 envelope changes the amount each time; a goal tracker uses the same amount every week, except the last deposit, which absorbs the leftover cents. Streaksheet's savings pack does all three.

Is this financial advice?

No. It's a tracking sheet. The amounts it works out are only as accurate as the numbers you enter.